Primary on Main
Address
9978 Sw 98th Terrace, GAINESVILLE, FL
Price
$ 439,900

Your Agent

Torrie Kerney

Torrie Kerney

REALTOR®

443-438-0023

Property Attributes
  • MLS#GC543040
  • TypeSingle Family
  • Listing Status Active
  • CountyAlachua
  • CityGAINESVILLE
  • AreaGainesville
  • NeighborhoodHAMMOCK RIDGE UNIT 3-F
  • Zip32608
  • StyleContemporary
  • Year Built2005
  • Taxes$ 5298
  • Price$ 439,900
  • Bedrooms4
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage1866
  • Lot Size1 Acres
Data Source:
Stellar MLS
Property Description

Built in 2025 and set on a full acre, this 4-bedroom, 3-bath Gainesville home offers 1,866 square feet of heated and cooled living space with room to enjoy both indoors and out. The single-story layout features an open floor plan and split-bedroom design, creating a practical separation between the primary suite and additional bedrooms. The primary suite includes a walk-in closet, dual sinks with separate vanities, linen storage, a private water closet and a spacious shower. The kitchen is equipped with smart appliances, while smart switches, an electric fireplace, ceiling fans and blinds add convenience throughout the home. An EV/hybrid vehicle charging port is already installed in the garage. Step outside to a covered patio overlooking the one-acre property, with established grass, trees, partial fencing, automatic irrigation in the front and back, and a small pond near the front of the property. A concrete driveway provides easy access to the home. The property is served by a private well and septic system, with electric service through Clay Electric and cable and internet availability through Cox. Hammock Ridge also includes a neighborhood park with a playground and walking path. Located in Gainesville, the home offers a country setting while keeping shopping, dining, healthcare and everyday services within convenient reach. Gainesville is known for its extensive park system and access to North Florida's natural areas, including nearby Paynes Prairie Preserve State Park and the trails and recreation surrounding the city's creeks and waterways. The Santa Fe River and Suwannee River are also part of the broader North Central Florida landscape, offering additional opportunities for kayaking, fishing and outdoor recreation.

Price History
9/1/2026 Listed $439,900

General Features

Sewer Septic Tank
Heating Central,Electric
Cooling Central Air
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Disposal,Microwave,Range,Range Hood,Refrigerator,Water Softener
Zoning PD
HOA Fee 115
Garage Spaces 2
Architectural Style Contemporary
Construction Materials HardiPlank Type
Pets Allowed Yes
Year Built 2005
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Park,Playground
Assoc Fee Paid Per Quarterly
County Alachua
New Construction false
Property Type Residential
Association Amenities Park,Playground,Trail(s)
Attached Garage true
Subdivision Name HAMMOCK RIDGE UNIT 3-F
Facing Direction East
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Active
Directions From SR 24/Archer Road, turn south onto SW 84th Blvd. Turn right onto SW 107th St. At the dead end, turn left onto SW 101st Ave. Turn left onto SW 98th Terrace; home will be on the left.
City GAINESVILLE
Association Name Monica Berrios
Senior Community Y/N false
MLS Area 32608 - Gainesville
Lot Size Units Acres
Lot Size Square Feet 43560
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 5298
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/stellar/GC543040
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 109
Legal Description HAMMOCK RIDGE UNIT III-F PB 26 PG 2 LOT 109 OR 5124/2432
Water Access Y/N false
Monthly HOA Amount 38.33
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes
DockY/N false

Interior Features

Interior Amenities Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Split Bedroom,Thermostat
Flooring Carpet,Ceramic Tile,Luxury Vinyl
Furnished Y/N Unfurnished
Fireplace Features Electric,Family Room
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Laundry Features Inside,Laundry Room
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 3

Exterior Features

Exterior Amenities Irrigation System
Fencing Wood
Parking Features Driveway,Garage Faces Side
Water Source Well
Lot Size Area 1
Foundation Details Slab
Building Area Total 2708
Lot Size Acres 1
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32608

Price
AVG $580K
$440K
Taxes
AVG $6,536
$5,298
Year Built
AVG 2005
2005

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Your Agent

Torrie Kerney

Torrie Kerney

REALTOR®

443-438-0023

Listed By
with . - 352-463-9001

In The Neighborhood

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GAINESVILLE

$ 429,900

Type
Single Family
Size
2,000 SqFt
Rooms
4 Beds + 2 Baths

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